• Get up to 2% Cash Back* on your total approved financing amount
  • Flat rate from as low as 7.5%* per annum
  • No stamp duty, no processing fee and no early settlement fee
  • Instant cash disbursement upon approval
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  • APPLICATION TIP

Assidq.com is a marketplace for finding, matching and applying for Shariah-compliant financial products issued by financial institutions such as banks, credit cooperatives, and licensed lending companies recognized by either Bank Negara Malaysia (BNM), The National Cooperative Force of Malaysia Berhad (ANGKASA) or the Ministry of Housing & Local Government.

Assidq.com DOES NOT issue any financial products or charge any additional fees for applying for financial products displayed on this site.

Financial offers displayed are based on your needs and qualifications. Approvals and personal financing profit rate may depend on the level of individual risk or other criteria determined by our financial partners.


Personal Financing-i Benefits (Existing HSBC Customers)

  • Get 2% Cash Back on your total approved financing amount. *The maximum Cash Back will not exceed RM2,000 or 2% of the approved financing amount, whichever is lower.
  • Flat rate from as low as 7.5% per annum
  • Monthly payment as low as RM106
  • Financing amount from RM50,000 to RM250,000
  • No stamp duty, no processing fee and no early settlement fee
  • Payment period 2 years till 7 years
  • Instant cash disbursement upon approval
  • Cash Back will be credited after 6 months from the financing approval date

Personal Financing-i Benefits (New HSBC Customers)

  • Profit rate from as low as 10.5% p.a.
  • Financing from RM6,000 to RM120,000
  • Payment period from 2 years till 5 years
  • Monthly payment as low as RM163
  • Instant cash disbursement upon approval
  • No stamp duty, no processing fee and no early settlement fee

Eligibility

  • You're aged between 21 and 60
  • Your monthly salary is RM5,000 and above
  • You are Malaysian or have Malaysian PR status
  • You're working within the Government Sector (including Armed Forces) / Private Sector / Self Employed

Documents Required

Salaried Employee:

  • Copy of MyKad (both sides)
  • Copy of a current or previous month's pay slip / copy of a bank statement showing salary credit into your account
  • Form BE (full submission to the income tax department with payment receipts attached) / EA / EPF statement
  • Copy of an appointment letter (if employed less than three months)

Variable Income Earner:

  • Copy of MyKad (both sides)
  • Copy of the latest 3 months' pay slips / copy of your bank statement showing salary credits into the account
  • Form BE (full submission to the income tax department with payment receipts attached) / EPF statement / copy of your yearly commission statements from your employer

Self Employed:

  • Copy of MyKad (both sides)
  • Copy of latest Form B (full submission to the income tax department with payment receipts, or CPO2 attached) / EPF Statement / copy of your audited financial statement / profit and loss account
  • Copy of your Business Registration form
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Monthly Payment Schedule (excluding Takaful)

All calculations are for illustration purposes only. All rates quoted above are per annum and are subject to change without prior notice. Terms and conditions apply.

Fixed Board Rates

2. For the purpose of determining the flat rate per annum applicable to the personal financing amount, the computation of the personal financing Amount will exclude the Takaful contribution.

3. Rates offered are effective from 2 November 2009 and are subject to change from time to time and is granted at the absolute discretion of the Bank.